:root{--navy:#0b2a55;--blue:#1d63b8;--green:#27a05a;--ink:#1c2733;--muted:#5a6878;--bg:#ffffff;--soft:#f3f7fb;--line:#dde5ee}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6}
a{color:var(--blue)}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}
header{position:sticky;top:0;background:#fff;border-bottom:1px solid var(--line);z-index:5}
.bar{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:10px 0}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none}
.brand img{width:36px;height:40px}
.word{font-size:1.4rem;font-weight:800;letter-spacing:-.3px;color:var(--navy)}
.word span{color:var(--green)}
nav{display:flex;gap:18px;flex-wrap:wrap}
nav a{text-decoration:none;color:var(--ink);font-weight:600;font-size:.95rem}
nav a:hover{color:var(--blue)}
.hero{background:linear-gradient(135deg,var(--navy),var(--blue) 60%,var(--green));color:#fff;padding:72px 0 64px}
.hero h1{font-size:clamp(2rem,5vw,3.2rem);line-height:1.15;margin:0 0 12px}
.hero p.tag{font-size:1.2rem;font-weight:600;margin:0 0 8px;opacity:.95}
.hero p.sub{max-width:620px;margin:0 0 28px;opacity:.92}
.btn{display:inline-block;padding:12px 24px;border-radius:8px;font-weight:700;text-decoration:none}
.btn.primary{background:#fff;color:var(--navy)}
.btn.ghost{border:2px solid #fff;color:#fff;margin-left:10px}
section{padding:56px 0}
section.alt{background:var(--soft)}
h2{font-size:1.8rem;color:var(--navy);margin:0 0 8px}
.lead{color:var(--muted);max-width:680px;margin:0 0 28px}
.grid{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}
.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:20px}
.card h3{margin:0 0 6px;color:var(--navy);font-size:1.1rem}
.card p{margin:0;color:var(--muted);font-size:.96rem}
.step{display:flex;gap:14px;align-items:flex-start}
.num{flex:0 0 36px;height:36px;border-radius:50%;background:var(--green);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center}
.price{display:flex;flex-wrap:wrap;gap:24px;align-items:center;background:#fff;border:2px solid var(--blue);border-radius:14px;padding:28px}
.amount{font-size:2.6rem;font-weight:800;color:var(--navy)}
.amount small{font-size:1rem;color:var(--muted);font-weight:600}
.price ul{margin:0;padding-left:20px;flex:1 1 280px}
.partners li{margin-bottom:4px}
.notice{background:#fff;border-left:5px solid var(--navy);border-radius:8px;padding:18px 20px;color:var(--muted);font-size:.95rem}
footer{background:var(--navy);color:#cfe0f5;padding:32px 0;font-size:.9rem}
footer a{color:#fff}
@media(max-width:600px){.btn.ghost{margin:10px 0 0}nav{display:none}}
.mt{margin-top:16px}